Developer First APIs

Embed Digital Lending
Seamlessly Into Your Product

Access 10+ NBFCs and digital lenders through a single integration. Partner with EASYCRED to offer instant, paperless personal, business, and gold loans to your audience.

99.9%
API Uptime SLA
<200ms
Average Latency
10+
Digital Lenders
Instant
KYC & Verification
Integration Guide

Two Flexible Integration Modes

Choose the integration level that best fits your engineering bandwidth and customer experience goals.

Zero-maintenance, quick integration.

Hosted Journey (Redirect)

Redirect your customers to a secure, mobile-responsive, white-labeled web journey hosted by EASYCRED. We handle the entire UI/UX, documents upload, and routing to NBFCs.

  • Time to market: Less than 1 day
  • Zero frontend development required
  • Automatic compliance & guidelines updates
  • Configurable logo and primary colors
Revenue & Pricing
Earn standard revenue share on disbursements.
100% control over customer experience.

Headless Integration (API-Only)

Embed digital lending directly into your own app or website. Call our REST endpoints programmatically for eligibility checks, document submissions, and loan offer selections.

  • Complete brand alignment & custom UI flow
  • No redirect - customers stay on your platform
  • REST APIs with comprehensive JSON payloads
  • Real-time webhook updates for loan statuses
Revenue & Pricing
Premium payout structures for high-volume partners.
Trusted Lender Network
TrueFundFIBEInCred FinanceMyMudraOLYVPoonawala FincorpGodrej CapitalBajaj FinservFaircentZYPEChinmay FinleaseTata CapitalCholamandalamTrueFundFIBEInCred FinanceMyMudraOLYVPoonawala FincorpGodrej CapitalBajaj FinservFaircentZYPEChinmay FinleaseTata CapitalCholamandalam
API Pricing

Flexible Pricing

Get a customized commercial structure tailored to your integration scope and transaction volumes.

What's Included in the Platform

Technical Onboarding & Support

Sandbox credentials, webhooks, API docs, Postman collections, and dedicated developer support.

Real-time Match Routing Engine

Parallel lender matching algorithms, customizable routing rules, and live webhook callbacks.

Complete KYC & Verification APIs

Instant PAN & Aadhaar lookup, penny-drop validation, credit bureau pulls, and auto-pay setup.

Enterprise and Individual

Custom Pricing

We offer tailored commercial models based on your platform's integration scope and monthly transaction volumes.

  • Volume-based sliding scales
  • Pay-as-you-go verification fees
  • Custom NBFC priority routing
24-48 Hrs Guaranteed Response
Loan Products

Supported Loan Products

Deliver diverse financial options to your users via our robust credit API network.

Bullet Personal Loan
Up to ₹50,000
Instant Personal Loan
Up to ₹5 Lakh
Personal Loan
Up to ₹35 Lakh
Business Loan
Up to ₹1 Crore
Gold Loan
Assisted door-step service

Become an API Partner

Submit your business details and requirements. Our engineering and partnerships team will get in touch with sandbox keys.

FAQs

Frequently Asked Questions

How long does it take to integrate EASYCRED APIs?
What are the setup and monthly commitment fees?
Can we test the integration before going live?
How does the automated routing work?